Who here’s an Econ major? Well, guess what. If you are, you still might not completely understand how the clustereff of the credit crisis happened. Which is unfortunate, because the credit crunch is the reason you can’t retire until, say, 2150 and Iceland’s government collapsed. However, there’s now a cartoon floating around these here internets that makes the crisis easy to understand, and kind of (dare I say) fun to learn about. And here it is!

The Crisis of Credit Visualized from Jonathan Jarvis on Vimeo.

Now, The Consumerist does make mention that the video isn’t 100% complete, noting

It does miss out on a few details, like how shady mortgage brokers would push even prime borrowers into subprime mortgages because the fees were better. Or how BBB rated CDOs [the video explains this term] would also get split into their own tranches, with the top one getting a AAA rating just like the one the BBB was derived from.

Whatever that means. But at the very least, you now know why all your money is gone. takepart to learn how the government is going to try and get your money back.